It has been a long road to become a homeowner.
My parents never owned a house, they rented from childhood until they passed away many years ago.
It was the only lifestyle that I ever knew. At the back of our mind, I knew that I was wasting money by renting homes indefinitely. Likewise, I didn’t want to be trapped in a huge yearly mortgage payment. In our middle school Business Technology class, the two of us spent as much time covering predatory loans as the two of us spent studying typing. I wanted to secure a fixed rate mortgage with the lowest interest that I could possibly find. This is a lot easier said than done, especially when interest rates are naturally higher while I was in certain years over others. But I knew our diligence as well as determination would eventually spend our savings off. I found a good condominium with free water as well as cable. It seemed love the perfect fit for our new home. After securing a mortgage with enough money to spend our savings for improvements, I realized that the home needed more work than I thought. I updated all of the appliances between the kitchen as well as the laundry room before realizing that the a/c is too old. It was installed over 20 years ago, regardless of whether or not it works. I ended up calling many Heating, Ventilation, as well as A/C dealers to get the best price quotes on a new system. My appointment for the new a/c replacement is set for Sunday next week. They’re installing a traditional chop style heating as well as cooling system. Inside the air handler is a heating coil that functions as a central furnace. But since I live in the south, I only rarely use indoor heat.