It has been a long road to become a homeowner. My parents never owned a house, they rented from childhood until they passed away multiple years ago. It was the only lifestyle that I ever knew. At the back of my mind, I knew that I was wasting money by renting homes indefinitely. Likewise, I didn’t want to be trapped in a large yearly mortgage payment. In my high college Business Technology class, both of us spent as much time covering predatory loans as both of us spent learning typing. I wanted to secure a fixed rate mortgage with the lowest interest that I could possibly find. This is a lot easier said than done, especially when interest rates are naturally higher while I was in certain years over others. But I knew my diligence as well as determination would eventually pay off. I found a great condominium with free water as well as cable. It seemed like the perfect fit for my current home. After securing a mortgage with enough money to pay for improvements, I realized that the apartment needed more work than I thought. I upgraded all of the appliances between the study room as well as the laundry room before realizing that the cooling system is too old. It was installed over 20 years ago, regardless of whether or not it works. I ended up calling multiple Heating, Ventilation, as well as A/C dealers to get the best price quotes on a current system. My appointment for the current cooling system installation is set for Sunday next week. They’re installing a traditional split type heating as well as cooling system. Inside the air handler is a heating coil that functions as a central furnace. But since I live in the south, I only rarely use indoor heat.